Banking internarnal analysisl and exte Essay Example for Free

Banking internarnal analysisl and exte Essay Australia’s banking history can be described in four eras, the private banks, the commonwealth banks, the reserve bank and deregulation. Australian’s first bank was founded in 1817, the Bank of New of New South Wales. The main purpose of this bank is to take deposits and re-loaned the money by providing discounts of exchanged. Since there is no central bank, each private bank are taking their own risk and a lot of private banks stood and fall from its credit. As long as the bank’s assets were believed to be credible, its notes were freely accepted until the alarming incident happened. Two Thirds of the total banking Assets in Australia closed because of the failure of fraudulent land banks in Victoria triggered a wholesale run on banks. On the Commonwealth Bank Era, the crisis increased for the formation of central bank which will provide support to other banks backed by the resources from the people. Banking became more controlled with the central bank providing the overdraft rates. The Reserved Bank Era came and the influence of central bank was transferred to the reserved bank. In this time finance companies were growing quickly, the bank can lend on anything from appliances to cars, houses and companies. The investors generated huge profit on interest and fees but this became unsound when they realized that these profits are only papers since most loans were not collected. A lot of banks closed and other banks were taken by their mother company. Between 1982 and 1985 a deregulated system was established, these encourages more competition and banks reduced their rates to establish a market share because of these a number of banks collapsed and a new wave of managers took over the banks and created a system that by charging high rates to their good customers to make out for the losses. Australia’s big banks today have learned their lessons. Two of which are Hsbc bank a bank well known for its strategy to know where the growth is, connect customers, businesses and economies to be successful which will eventually encourage people to realize their ambitions and goals in life and Westpac which is a customer centric bank that provides assurance and confidence to their retails and investment business. Content: Macro environment Factors: PEST Analysis Political and Legal factors The Australian Government policies and the reserved bank of Australia greatly influence the banking sector with its reforms. Australia’s banking system is changed to a variety of measures to promote competition (Treasury, 2013). Reforms such as prohibition of mortgaged fees for home loans; this will encourage the people to avail bank loans. Credit card reforms were also made by the Australian Government to make it easier to credit cardholders to move their financial account to other financial institution. The impact of such is to will stimulate the people to invest. Depending on the situation of the country other policies such regulation of interest rates, prime lending rate and bank market operations are also influenced by the government. Having a control on this financial institution will put the Government in a better position to improve Australia’s economy. Economic factor The Government is aware that being a full time student is challenging enough to worry about money, since it has a control over the bank fees and operation all student account were free of service fees. This will encourage students to open bank accounts and use the facility of the bank without any additional fees. If economical banking is encourage then more deposits will be attracted towards the bank and in return the bank can invest to other financial sector making the economy to rise. Social Factors To adopt a social progress in the banking sector it is important to understand what stimulate people to bank such as economic development, reliable social justice and independent political system. Basically, banks were put up to provide support to those who are economically weaker section of the society and also provide financial assistance to all sectors of the economy with flexible payment terms. Nowadays, the bank provides various types of loans to professionals, working women, traders and students. Banks also have elite clients or huge companies that require a more personalized service. There are additional expenses in doing so but the bank still earns revenue because of the kind of business they bring to the bank. Technology Since the banking sectors are serviced based business, technology plays a vital role in its operation. Today, the banks are aggressively adapting to new technologies in creating new products and services. Because of innovation bankers were encouraged to change the concept of branch banking to anywhere banking. System applications were created for bankers to transact and access their account through their mobile phone. Banks also started to issue debit cards and these cards can be used to pay bills. With all of these innovations, the bank heavily devotes a huge amount of money on security to protect and continue to build confidence to its customers for them to invest more on the banking industry. Firm Level Analysis Porter’s 5 Forces in Bank Industry To help us analyze the banking industry where Westpac and Hsbc belong, an application of Porter’s five forces will be useful. According to these five forces act together to determine whether a business is attractive and profitable enough to enter. The Five forces are: 1) Threat of new forces to the market, 2) The power of suppliers, 3)The rivalry among firms, 4)The power of the customers, 5) Substitutes. An analysis before deciding to enter in an industry is vital because it will determine the success and failure of the business. By identifying if the forces are high and low we can determine if it’s favorable for the firm to enter (Dhillon, 2009) (allan, 2008). Force 1: Threats from new forces to market We can say that this force will be a low associated profit business because putting up a bank requires a huge amount of capital. The owner or every member of the top management or shareholders needs to be checked and verified. Approval of the request to put up the business requires long time (allan, 2008). Force 2: The rivalry among the firms The competition in this industry is high because most of the banks or financial institution are influence by the Government such as exchange rates and inflation rates. If the government passes a law for example an exit fees for home load to be ban. Another example is there are banks who offer free annual fee waivers and no service fees while other banks will not be able to compete because of the size of their business (allan, 2008). Force 3: The power of the suppliers These factors can also be considered under high associated profit industry because in Australia there is only one supplier and that is the Reserved Bank of Australia. These shows how controlled the banking system is. Force 4: The power of the customers The power of the customer is high in this industry because if the customer is not satisfied with the rates or service provided by the, the customer can always request to closed his/her bank account and open an account to other bank that will meet her needs. This is the reason why most of the bank now a days have 24/7 customer service to attend to their customer needs (allan, 2008). Force 5: Substitute products Customers can always invest their money to other financial institution that will suit their needs such as stocks, bonds and mutual funds. Although this institution will not be able to replace the process of cheque clearing that most of the bankers has (allan, 2008). Applying the Porters 5 Forces Model analysis provides us an idea that banking industry is unfavorable to enter since most of the forces scored high. I believe Hsbc will implement a broad based differentiation because for the past two years Hsbcs image was affected with the issues on money laundering and illegal behavior of its employees . The said incidents involved a huge amount of money and a lot of its customers lost their confidence with the world’s local bank. Currently, Hsbc is being cooperative but the impact continues to hurt Hsbcs business. The company have to cut 14000 jobs and sell some of its business that was cost by the lost of trust. With A broad based differentiation approach, Hsbc would be able to provide more attributes that is valued by the customer which is good for long term goals and a disadvantage of this is that it will take time and consistency to gain the confidence of its customers (Telegraph, 2013). One of the strengths of Westpac, is it Leads in terms of number of branches and ATMs in Australia. Applying a cost leadership strategy will be most effective because of the size and structure of the industry. In this way, it will attract more potential customers because of the convenience that it can offer to its customers by having a lot of branches. If Westpac can capitalize its competitive advantage and offer a lower rate other banks will not be able to compete. The downside of this approach is if the government will influence the bank in having fix rates, because the customer would not transfer to Westpac for the same rates (MBASKOOL, 2013). Conclusion: In conclusion, having a better understanding on the external environment and the industry level of the business can give us a clearer picture if it is attractive and favorable enough to enter in a certain industry. The theories are important as these will serve as a guide in our decision making process and what strategic choice would a company or banking industry chooses. It is vital that the strategy that the industry chooses is compatible with its capabilities and resources to increase the chances of the business to be successful. References allan. (2008, March 26). Applying Porters 5 Forces Model to Banking Inudstry . Retrieved October 10, 2013, from Wow Zone: http://awowzone.blogspot.com.au/2008/03/applying-porters-5-forces-model-to.html Dhillon, M. (2009, Aigust 15). Scribd. Retrieved October 10, 2013, from Industry Analysis: http://www.scribd.com/doc/82800029/4/PEST-Analysis-of-Banking-Industry hsbc. (2013). http://www.hsbc.com.au/1/2/. Retrieved October 10, 2013, from http://www.hsbc.com.au: http://www.hsbc.com.au/1/2/ MBASKOOL. (2013). Westpac Bankinng Group. Retrieved October 10, 2013, from MBA.skool.com:

Lord of the Flies by William Golding Essay -- essays research papers

William Golding explores the vulnerability of society in a way that can be read on many different levels. A less detailed look at the book, Lord of the Flies, is a simple fable about boys stranded on an island. Another way to comprehend the book is as a statement about mans inner savage and reverting to a primitive state without societies boundaries. By examining the Lord of the Flies further, it is revealed that many themes portray Golding’s views, including a religious persecution theme. Golding includes the theme of religious persecution to remind people of mans true nature, and by doing so alludes the fact that the next time society deteriorates, due to nuclear war, may be the last. The parallels between Goldings novel and the bible are too numerous for it to be coincidence, which we can see is mainly reflected through characters and symbolism. The first parallel is the similarity between the Garden of Eden and the Island in Lord of the Flies. Both are tropical, beautiful, pristine and untouched. However this changes once the boys have left a scar in the forest of the island, comparable to the scar Adam and Eve left in the Garden of Eden. The most difficult to discover religious element in the novel is the title. Lord of the Flies, once translated into Greek, means ‘Beelzebub’ - a name for the devil. This implies that the embodiment of religious evil is the main thought throughout the book. Another well hidden religious element is the stick sharpened a t both ends, whic...

Outline and Evaluate the Psychodynamic Model of Abnormality

Outline and evaluate the psychodynamic model of abnormality. (12 Marks) The psychodynamic model (which is based on Freud’s theories) states that abnormalities are results of a conflict which has gone wrong in the â€Å"psyche† (in the mind). Freud’s idea states that the psyche – which is made up of the (id, ego and superego), should all work in perfect harmony with each other to avoid being an abnormal person.It is the idea that conscious thoughts and feelings are determined by the unconscious mind, and essentially being mentally healthy requires a good balance between: the id (which controls the desires for which we live for in order to satisfy ourselves), the superego (which takes into consideration morals and the difference between right and wrong) and the ego (which balances the superego and id to keep our behaviour in check).From these 3 components in the psyche, you can quickly see that the id and superego are constantly in conflict. This ultimately means that for a person to not develop a psychological disorder – a strong ego is necessary as it will â€Å"get the best of both worlds† and create a balance, while allowing the superego and id to express themselves (when suitable), without dominating the personality and hence, causing a psychological disorder.An example of an abnormality which could occur from the id being too strong in kids (is developing conduct disorders). In adults (they become psychopaths), all because of the personality being taken over by the id. If the superego is too strong socially acceptable pleasures will be hard to come by as neurotic behaviours such as phobias and obsessions will be apparent, as they will be constantly fixated with things that they want to do but â€Å"cant† because their too scared.Freud thought that the childhood of an individual was essential in the development of personality and that all abnormal behaviours are linked to childhood. There are different ages as sociated with different stages. An example of this is the oral stage which usually happens between (0-18 months) – the focus of pleasure is the mouth (feeding or dummy) and if this is fixated upon, this could lead to overeating or smoking in order to comfort themselves and their mouth. Another example is the anal stage (2-4 years).A conflict may arise when potty training as if the child receives either excessive punishment or the parents are too lenient during this stage it can lead to a fixation which will be taken to adult life. The end result could either be a person who has an anal retentive personality (stubborn perfectionist obsessed with tidiness) or an anal repulsive personality (messy person with no self-control), according to Freud. The evaluation of Freud’s model is that many detailed pieces of data were obtained as it was a case study.The findings did support Freud’s hypotheses and theories. However Freud’s ideas were very subjective as not mu ch – if any scientific data was produced to back his work up. This therefore raises question marks over the reliability of his findings and theories. Also the evidence from the case study came from his own patients who could compel us to think that his results are unreliable, as his patients may have been biased and essentially gave the answers Freud wanted, because they were his patients.

Costs and Contract Terms Essay

Executive Summary Over the span of 168 simulated days, team Honeybadgers managed the Littlefield Technologies job shop. The team’s objective was to maximize the firm’s cash position relative to the rest of the class. Using 50 days of historical data, the team reviewed re-order points, re-order quantity, capacity, lead times, and therefore contract terms. The team also weighed the cost of new machines against capital for inventory and interest rates, evaluating the return on investment and the impact a new machine had on lead times. Using this consideration set, team Honeybadgers purchased one tuning machine, one stuffing machine, and changed the contract terms on ten occasions. Ultimately, the team placed 5th. Actions & Analysis Changing Contract Terms: A 7 day lead time generated higher revenue than the other contract terms during the first 50 days. However, we observed that there was a stretch of 5-8 days when the lead time was below a 1 day lead time during the first 50 days. Evaluating the first 50 days more closely revealed that approximately every 15-20 days, the lead time dropped substantially. Noticing a pattern, and aware that a different contract time could generate more revenue, we decided to micromanage the contracts to optimize revenue. For the duration of simulation, we adjusted contract according to the trending lead time. In times of high demand, when a lead time was more than 18 hours, we opted not to use contract #3 because of the cost of each order (avg. job cost+ordering cost = $608.33) Micromanaging the contracts according to lead times was a temporary solution. This strategy allowed us to optimize revenue when we did not have the capital to purchase a machine. Purchasing Tuning and Stuffing Machines: We originally wanted to purchase both a tuning and stuffing machine because both stations had long stretches when capacity was maxed out. However, without sufficient capital, we had to ration purchases. The tuning machine was at capacity more often. At one point the machine was at capacity for 18 days in a row. Purchasing the tuning machine eliminated a bottleneck at that station, which allowed us to produce more DSS products. Although the Tuning machine was prioritized, the bottleneck at the Stuffing machine was nearly as problematic as the Tuning station’s. The Stuffing machine was at capacity for 15 days in a row. After purchasing the Stuffing machine, bottleneck shifted again, and we were able to produce more DSS products. We did not purchase a third machine because it was unclear whether the revenue earned would offset the cost of the machine. The lead time was hovering around  ½ a day when we had the capital to make the purchase, and we did not believe the additional machine would improve our lead time enough to justify a purchase. In retrospect both machines should have been purchased earlier. We will evaluate the benefits of this approach in the â€Å"Risks and Evaluations† section. Choosing Not to Borrow: When we became eligible to take out a loan, we decided to forego the option because we did not need to borrow. Our cash standing was relatively high throughout the simulation because micromanaging contract terms proved fairly effective. Another deterrent was the grossly high interest rate. A 20% interest rate mitigated any added benefit gained from taking out a loan. Choosing Not to change re-order point: Re-ordering kits was a sizeable fixed cost, but we did not adjust the re-order point / order quantity because demand variability was fairly high. We were aware there was an opportunity cost associated with holding too much inventory because we could have earned interest revenue from the cash spent on inventory. However, we kept the order amounts Q high because (1)we want to save ordering cost and (2) we were not concerned with having too much inventory on hand when there was no direct cost (such as warehousing) associated with holding inventory. Inventory Strategy Final Hours: During the last 12 simulation days we considered developing a plan to minimize our inventory at the end of the simulation. However, we were not sure how to calculate this, and the costs associated with running of inventory was too high to risk making a mistake. Results The Honeybadgers team finished the Littlefield simulation in fifth place, posting $1,511,424 in cash. The team’s final cash position was $104,192 below the first place team, earning 93.5% of their total revenue. Risks and Evaluations At the beginning of the simulation, we wanted to maintain a high R and Q because we wanted to avoid high ordering costs. While we considered keeping inventory low to save money for a new machine, we were not sure the improved lead time could offset the cost of machines. However, in hindsight we realized that we could have managed R and Q better early in the simulation, so as to minimize the amount of excess raw inventory. We now know that we could have adjusted R according to the variability of demand, holding that the more demand fluctuates; the higher R is and vice versa. We believe that this tactic could have allowed us to accumulate enough cash to purchase machines earlier, possibly as early as day 80 or 90. Purchasing a machine earlier could have improved lead times, allowing us to switch to contract #3 earlier so as to generate more revenue. We should have balanced between ordering costs during the last 100 days and the cost of having excessive or unnecessary inventory after last day. In the last day we still had approximately $80k of inventory, which held no value after demand ceased. Managing inventory better would have given more cash on hand.

Outline and discuss the role and importance of ‘differentiation’ and ‘specialization’ in Parsons’ theory of the evolution of ‘modern society’ The WritePass Journal

Outline and discuss the role and importance of ‘differentiation’ and ‘specialization’ in Parsons’ theory of the evolution of ‘modern society’ Introduction Outline and discuss the role and importance of ‘differentiation’ and ‘specialization’ in Parsons’ theory of the evolution of ‘modern society’ ). Essentially, the law needs to be reflective of societal attitudes and beliefs and unless the law keeps abreast with the changes in society, the law will be considered outmoded in modern society. Differentiation is therefore a vital element of social evolution and â€Å"if the law fails to keep pace with reality, it becomes largely impotent† (Sifris, 2009). Conversely, it was put by Stoddard (1997: 1) that; â€Å"social change and legal change do not always walk hand in hand and for legal changes to be effective, a cultural shift or change in social norms is necessary.† Therefore, provided that social change has taken place, the law should follow suit since â€Å"legal argument can change over time and can be responsive to social pressures† and that â€Å"the general view is that law reflects and responds to external forces: conventional morality, custom, and power are three likely candidates, depending on one’s sociological, political and or sceptical inclinations† (Campbell, 2005: 222). Conclusion Overall, Parsons Theory of social evolution adequately reflects the creation of modern society. Accordingly, it was believed by Parsons that the key to social evolution was differentiation and specialization. This is because, as social differentiation occurs; societies naturally adapt and adjust to their changing environments so that they can function more effectively. This enables social evolution to be significantly advanced and helps to shape today’s society. Without differentiation and specialization, the industrial, democratic and educational processes would not have developed and significant changes to the way society functions would not have been made. In addition, despite the fact that the law is responsible for many changes that take effect, the law merely adapts to societal attitudes and beliefs which illustrates the importance of culture differences in shaping societal values. In effect, differentiation and specialization in Parsons’ theory are vital for soci al evolution since societies are able to produce more specialised structures that come to be related to each other in more complex ways. This enables an element of flexibility to be created which ultimately contributes to the development of society. References Blossfield, H. and Timm, A. (2003) Who Marries Whom? Educational Systems as Marriage Markers in Modern Societies, [Online] Available: ccsr.ac.uk/qmss/summer/Paris09//Who_Marries-Whom_Part1.pdf [10 December 2012]. Bottormore, T. B. (1991) A Dictionary of Marxist Thought, Wiley-Blackwell, 2nd Edition. Campbell, J. K. (2005) Law and Social Justice, MIT Press. Curzon, L. B. (2001) QA Series: Jurisprudence, Routledge, 3rd Edition. Eisendstadt, S. N. (2004) Social Evolution and Modernity: Some Observations on Parson’s Comparative and Evolutionary Analysis: Parsons’s Analysis from the Perspective of Multiple Modernities, The American Sociologist, Volume 35, Issue 4. Hamalainen, T. J. (2003) National Competitiveness and Economic Growth: The Changing Determinants of Economic, Edward Elgar Publishing. Hegel: Marxist.org. (2012) Third Part: Ethical Life; The State, Hegel’s Philosophy of Right, Sovereignty vis-a-vis foreign States, [Online] Available: marxists.org/reference/archive/hegel/works/pr/prstate2.htm [11 December 2012]. Markovic, M. (1981) Philosophical Foundations of Human Rights, Praxis International, No 4, [Online] Available: marxists.org/archive/markovic/1981/human-rights.htm [11 December 2012]. Marx, K. (1837-1844) Towards a Critique of Hegel’s Philosophy of Right: Introduction, Karl Marx: Selected Writings. O’Donnell, G. (1973) Modernization and Bureaucratic Authoritarianism: Studies in South American Politics, Berkeley: Institute of International Studies, University of California. Parsons, T. (1971) The System of Modern Societies, Prentice-Hall. Przeworski, A. and Limongi, F. (1997) Modernization: Theories and Facts, World Politics, The Johns Hopkins University Press. Sanderson, S. K. (2001) The Evolution of Human Sociality: A Darwinian Conflict Perspective, Rowman Littlefield. Sifris, A. (2009) The Legal Recognition of Lesbian-Led Families: Justifications for Change, Child and Family Law Quarterly, [2009] CFLQ 197, Issue 2. Tainter, J. A. (1988) The Collapse of Complex Societies, Cambridge University. Toby, J. (1972) Parsons’ Theory of Social Evolution, Contemporary Sociology, Volume 1, No 5. Trevino, A. J. (2001) Talcott Parsons Today: His Theory and Legacy in Contemporary Sociology, Rowman Littlefield. Wacks, R. (2009) Understanding Jurisprudence: An Introduction to Legal Theory, OUP Oxford, 2nd Edition. White, L. A. (2007) The Evolution of Culture: The Development of Civilisation to the Fall of Rome, Left Coast Press.

Yellowfin Tuna Facts (Thunnus albacares)

Yellowfin Tuna Facts (Thunnus albacares) The yellowfin tuna (Thunnus albacares) is a large, swift fish that is known for its beautiful colors, graceful motion, and use in cooking as ahi and Hawaiian poke. The species name albacares means white meat. While the yellowfin tuna is the albacore tuna in France and Portugal, albacore is the name given to the longfin tuna (Thunnus alalunga) in other countries. Fast Facts: Yellowfin Tuna Scientific Name: Thunnus albacaresCommon Names: Yellowfin tuna, ahiBasic Animal Group: FishSize: 6 feetWeight: 400 poundsLifespan: 8 yearsDiet: CarnivoreHabitat: Worldwide in temperature and tropical waters (except the Mediterranean)Population: DecliningConservation Status: Near Threatened Description The yellowfin tuna gets its name for its yellow sickle-shaped tail, dorsal and anal fins, and finlets. The torpedo-shaped fish may be dark blue, black, or green on top with a silver or yellow belly. Broken vertical lines and a golden stripe on the side distinguish the yellowfin from other species of tuna. The yellowfin is a large tuna. Adults may reach 6 feet in length and weigh 400 pounds. The International Game Fish Association (IGFA) record for a yellowfin is 388 pounds for a fish caught off Baja California in Mexico, but there is a pending claim for a 425-pound catch, also caught off Baja. The yellowfin tuna has a sickle-shaped yellow tail and yellow finlets. Tigeryan / Getty Images Habitat and Range Yellowfin tuna live in all tropical and subtropical oceans except for the Mediterranean. They are usually found in water ranging from 59 ° to 88 ° F. The species is epipelagic, preferring deep offshore water above the thermocline in the top 330 feet of the sea. However, the fish can dive to depths of at least 3800 feet. Yellowfin tuna are migratory fish that travel in schools. Movement depends on water temperature and food availability. The fish travel with other animals of a similar size, including manta rays, dolphins, skipjack tuna, whale sharks, and whales. They commonly aggregate under flotsam or moving vessels. Diet and Behavior Yellowfin fry are zooplankton that feed on other zooplankton. As they grow, the fish eat food whenever it is available, only swimming more slowly when satiated. Adults feed on other fish (including other tuna), squid, and crustaceans. Tuna hunt by sight, so they tend to feed during daylight hours. Yellowfin tuna can swim up to 50 miles per hour, so they can capture fast-moving prey. The yellowfin tunas speed is due partly to its body shape, but mainly because yellowfin tuna (unlike most fish) are warm-blooded. In fact, a tunas metabolism is so high the fish must constantly swim forward with its mouth open to maintain sufficient oxygenation. While fry and juvenile tuna are preyed upon by most predators, adults are sufficiently large and quick to escape most predators. Adults may be eaten by marlin, toothed whales, mako sharks, and great white sharks. Reproduction and Offspring Yellowfin tuna spawn throughout the year, but peak spawning occurs during the summer months. After mating, the fish release eggs and sperm into the surface water simultaneously for external fertilization. A female can spawn almost daily, releasing millions of eggs each time and up to ten million eggs per season. However, very few fertilized eggs reach maturity. Newly-hatched fry are nearly-microscopic zooplankton. Those that arent eaten by other animals grow quickly and reach maturity within two to three years. A yellowfin tunas life expectancy is about 8 years. Conservation Status The IUCN classified the conservation status of the yellowfin tuna as near threatened, with a declining population. The survival of the species is important to the oceanic food chain because the yellowfin is a top predator. While its impossible to measure the number of yellowfin tuna directly, researchers have recorded significant drops in catch sizes that indicate diminished population. Fishery sustainability varies dramatically from one location to another, however, so the fish is not threatened throughout its entire range. Overfishing is most significant in the Eastern Pacific and Indian Ocean. Overfishing is the main threat to this species survival, but there are other problems. Other risks include plastic pollution in the oceans, increasing predation of young, and decreasing availability of prey. Yellow Fin Tuna and Humans Yellowfin is highly valued for sport fishing and commercial fishing. It is the primary species of tuna used for canning in the United States. Most commercial fisheries use the purse seine method of fishing in which a vessel encloses a surface school within a net. Longline fishing targets deep-swimming tuna. Because tuna school with other animals, both methods carry significant risk of bycatch of dolphins, sea turtles, billfish, seabirds, and pelagic sharks. Fishermen seeking to reduce bycatch use streamers to scare away birds and select bait and locations to minimize the chance of fishing mixed schools. A purse seine encloses a school of fish within a net. Dado Daniela / Getty Images Sources Collette, B.; Acero, A.; Amorim, A.F.; et al. (2011). Thunnus albacares. The IUCN Red List of Threatened Species. 2011: e.T21857A9327139. doi:10.2305/IUCN.UK.2011-2.RLTS.T21857A9327139.enCollette, B.B. (2010). Reproduction and Development in Epipelagic Fishes. In: Cole, K.S. (ed.), Reproduction and sexuality in marine fishes: patterns and processes, pp. 21-63. University of California Press, Berkeley.Joseph, J. (2009). Status of the world fisheries for tuna.  International Seafood Sustainability Foundation (ISSF).Schaefer, K.M. (1998). Reproductive biology of yellowfin tuna (Thunnus albacares) in the eastern Pacific Ocean.  Bulletin of the Inter-American Tropical Tuna Commission  21: 201-272.

Make a Difference Paper Essay Example | Topics and Well Written Essays - 500 words

Make a Difference Paper - Essay Example The easiest way is tapping the existing parents and teacher's organizations in the schools and other important personalities are to be added as long as necessary. Proper alignment of responsibilities will be identified and focus shall be on major tasks identified. These tasked includes: research and baseline data gathering, program designing and testing, implementation, and monitoring and evaluation. This step can be carried out through survey and direct evaluation. Questionnaires can be devised through assistance of experts to collect data such as: current participatory practices, what practices are effective or not, what is the extent of involvement of the parents, what are the problems encountered with current participatory programs. In other words, a thorough analysis of the weaknesses and strengths (the inner resources of those directly involved), and the opportunities and threats (the uncontrollable external factors) within the society in general must be undertaken. There are systematic means in doing this and a lot of experts can be tapped to do effective participative SWOT analysis. After examining everything under the SWOT analysis an effective program can be designed.